Abstract:Earthquake catastrophe insurance has always been an important component of China's earthquake disaster risk sharing system. The article is based on the survey data of the Luding M5.6 earthquake in Sichuan Province,exploring the impact of residents' risk perception on the demand for earthquake catastrophe insurance,in order to improve the specific promotion path of earthquake catastrophe insurance. The empirical analysis results indicate that three risk perception factors,namely earthquake experience,psychological panic level,and earthquake insurance awareness,have a positive impact on the demand for earthquake catastrophe insurance. In addition,catastrophe insurance products with additional government subsidy policies are relatively more recognized and accepted by residents. Therefore,the promotion of catastrophe insurance in China,especially in earthquake prone areas,should adhere to a strategy that combines long-term popularization and disaster publicity. In the current process of promoting earthquake insurance,it is still necessary to continue implementing the policy of additional government subsidies,which is more conducive to the healthy development of China's catastrophic insurance.